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Cost Plus

Cost Plus

Cost Plus is a component of an Employee Benefits program that allows for an organization to provide additional coverage for health, dental or vision care expenses that are not covered under the existing program.

As long as the Cost Plus meets the definition of a Private Health Services Plan (PHSP) from the Income Tax Act (Subsection 118.2[2]), it is a tax effective way of offering enhanced coverage that would not normally be eligible under the regular benefits program without impacting the claims experience of the plan

Please contact one of our experts for more information and how this type of benefit could potentially improve upon your current program.