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Life Insurance and AD&D

Life Insurance provides your employees the peace of mind in knowing that their families would receive a tax free lump sum payment in the event of the employee’s death.  The Life Insurance benefit is generally based on either a multiple of an employee’s income or a predetermined flat amount.

The Life Insurance benefit is one of the most important aspects of any Employee Benefits program, as it offers ‘no questions’ asked coverage to any and all employees of your organization.  This can be of paramount importance to individuals that do not qualify for Individual Life Contracts.